Review Your Policy Before You Visit a Union City Urgent Care Center

Typically, health insurance policies come from either health maintenance organizations (HMOs) or preferred provider organizations (PPOs). In terms of coverage, the former offer basic and preventive medical care only while the latter also cover specialized treatments. Additionally, HMO members are obliged to limit their selection of doctors and medical facilities to the HMOs’ respective networks, while PPOs allow out-of-network appointments. The better option largely depends on the insurance owner’s medical needs.

In theory, a person who only expects to visit a trusted Union City walk in clinic every now and then for checkups is better off with an HMO health plan. In case of a medical emergency, however, an HMO member would have to co-pay what would otherwise have been covered by a PPO.

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